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    <lastmod>2024-10-17</lastmod>
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      <image:title>News &amp; Updates - Taming Monthly Bill Creep - You notice one of your monthly expenses just went up from $25 to $28. Six months later and you're now paying $35.</image:title>
      <image:caption>Fast forward another 18 months and now the charge is $50 a month. If you have an expense on autopay, you may go several months without noticing that one of your monthly expenses doubles in price.</image:caption>
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    <lastmod>2024-10-14</lastmod>
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      <image:title>News &amp; Updates - Ideas to Help Your Kids Thrive This School Year - Your child's education now features more screen time, more remote learning, and more opportunities to be tripped up in our online world. The good news is that you can still make a difference in your child's life as they continue their journey from elementary school through high school. Here are some ideas to help your child thrive this school year.</image:title>
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    <loc>https://www.alexanderandassociates.law/news/think-before-tapping-401ks-and-iras-as-emergency-fund</loc>
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    <lastmod>2024-10-10</lastmod>
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      <image:title>News &amp; Updates - Think Before Tapping 401(k)s and IRAs as Emergency Fund - All Americans are now allowed to withdraw up to $1,000 every year from retirement accounts to pay for a broad range of emergency expenses.</image:title>
      <image:caption>There are several reasons, however, why you should avoid tapping your retirement accounts at all costs.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/tips-to-protect-your-social-security-number-1</loc>
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    <lastmod>2024-10-07</lastmod>
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      <image:title>News &amp; Updates - Tips to Protect Your Social Security Number - Very few things in life can create a higher degree of stress than having your Social Security number (SSN) stolen.</image:title>
      <image:caption>This is because, unlike other forms of identification, your SSN is virtually permanent. Here are some things that you can do to minimize the risk of having your number fall into the hands of the wrong people.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/5-ideas-to-help-save-money</loc>
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    <lastmod>2024-10-01</lastmod>
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      <image:title>News &amp; Updates - 5 Ideas to Help Save Money - Creating a sound financial foundation for you and your family is anything but easy. It is tough to save when everyone is tempting you with adding one monthly service after another.</image:title>
      <image:caption>Add to that the high increases in things like property taxes and insurance and you realize that saving is becoming more of an art form than a great habit. So here are some ideas to help build your wealth.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/the-busy-business-owner-get-back-15-minutes-a-day</loc>
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    <lastmod>2024-08-22</lastmod>
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      <image:title>News &amp; Updates - The Busy Business Owner: Get Back 15 Minutes a Day - Meetings, phone calls, emails, text messages, and water cooler conversations with your employees constantly bombard you as a business owner.</image:title>
      <image:caption>Freeing up 15 minutes a day could dramatically improve both your workflow and peace of mind.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/5-little-known-ira-opportunities-you-should-know-about</loc>
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    <lastmod>2024-08-19</lastmod>
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      <image:title>News &amp; Updates - 5 Little-Known IRA Opportunities You Should Know About - IRAs can be a powerful tool to lower your taxes while helping you save for retirement.</image:title>
      <image:caption>Here are 5 little-known opportunities about IRAs that can help you and other family members save even more when contributing your IRAs.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/expand-your-professional-vocabulary</loc>
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    <lastmod>2024-08-15</lastmod>
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      <image:title>News &amp; Updates - Expand Your Professional Vocabulary - In our fast-moving world, using concise yet descriptive words and phrases can be very powerful when communicating important thoughts and ideas.</image:title>
      <image:caption>While the term can incite eye-rolls if overused, certain words and associated phrases can be helpful as a communication tool when you don’t have the time for an in-depth conversation. Here are some of the latest business buzzwords to help you expand your professional vocabulary or better understand them when thrown at you.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/increasing-the-worth-of-your-most-valuable-asset</loc>
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    <lastmod>2024-08-12</lastmod>
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      <image:title>News &amp; Updates - Increasing the Worth of Your Most Valuable Asset - If someone asks what your most valuable asset is, your answer might be your house, vehicle, or investment portfolio.</image:title>
      <image:caption>But there's another answer to this question that's worth considering – yourself. As you seek out opportunities to increase the value you bring to the table both in your personal and professional life, here are some ideas.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/ideas-to-lower-back-to-school-shopping-costs</loc>
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    <lastmod>2024-08-08</lastmod>
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      <image:title>News &amp; Updates - Ideas to Lower Back-to-School Shopping Costs</image:title>
      <image:caption>With inflation hiking the prices of everything over the past 4 years, and schools asking families to fork over larger and larger sums of money every year to help with shared supplies, the cost of your back-to-school shopping trip can quickly spiral out of control.</image:caption>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/beware-of-scammers-targeting-your-tax-info-warns-irs</loc>
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    <lastmod>2024-08-05</lastmod>
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      <image:title>News &amp; Updates - Beware of Scammers Targeting Your Tax Info, Warns IRS</image:title>
      <image:caption>Tax scammers continue to become more sophisticated, which means it’s more important than ever to pay attention to any person or message asking you to provide confidential information.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/six-simple-ideas-to-help-your-small-business-1</loc>
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    <priority>0.5</priority>
    <lastmod>2024-07-31</lastmod>
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      <image:title>News &amp; Updates - Six Simple Ideas to Help Your Small Business - Here are six ideas to help jump start improvements in your small business.</image:title>
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    <loc>https://www.alexanderandassociates.law/news/summertime-financial-lessons-for-your-child</loc>
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    <lastmod>2024-07-29</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1721252644243-0C9DGOU0HOX8Z7NVREZU/unsplash-image--Ux5mdMJNEA.jpg</image:loc>
      <image:title>News &amp; Updates - Summertime Financial Lessons for Your Child - Children on summer break have plenty of free time on their hands, which is usually spent playing outdoors, working on summer projects and participating in various sports and clubs.</image:title>
      <image:caption>As parents, you can also weave in financial lessons to these summertime activities to reinforce great money habits.</image:caption>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/tame-your-summer-energy-costs</loc>
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    <lastmod>2024-07-25</lastmod>
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      <image:title>News &amp; Updates - Tame Your Summer Energy Costs - Summer temperatures can feel just fine when you're spending time outdoors, yet most of us want our homes to always feel cool and comfortable.</image:title>
      <image:caption>That often means cranking up the air conditioning and turning on all the ceiling fans, which typically leads to higher energy bills until fall arrives. Fortunately there are some ways to keep your home cool without blowing the budget on your utility bill and needing to make cuts elsewhere.</image:caption>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/avoid-the-summertime-tax-blues-with-these-planning-tips</loc>
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    <priority>0.5</priority>
    <lastmod>2024-07-24</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1721250849539-KT4QUIASOPSAL8H8SGPI/unsplash-image-GhX9SH0bNcc.jpg</image:loc>
      <image:title>News &amp; Updates - Avoid the Summertime Tax Blues With These Planning Tips - If you picked up a part-time job for some extra summer spending money, you may have to set aside some of your cash for taxes.</image:title>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/retiring-early-catches-on-fire</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1721250402696-U75HQPMZ989RZN0UNOJW/unsplash-image-slk862vQQmE.jpg</image:loc>
      <image:title>News &amp; Updates - Retiring Early Catches on FIRE - Retiring early is an idea that an entire community of people across the United States is putting into action.</image:title>
      <image:caption>It even has an official name – Financial Independence Retire Early, or FIRE. Read on to find out how it works. And who knows – maybe you or someone you know may want to try it!</image:caption>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/partner-with-a-tax-expert-if-the-irs-comes-knocking</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1721249844500-F2LNDECRG8E0N1EE95WD/unsplash-image-5fNmWej4tAA.jpg</image:loc>
      <image:title>News &amp; Updates - Partner With a Tax Expert if the IRS Comes Knocking - Sleuthing your way through a tax audit or responding to a letter from the IRS by yourself is not the same as fixing a leaky faucet or changing your oil.</image:title>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/tips-to-turn-buying-a-home-into-a-reality</loc>
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    <priority>0.5</priority>
    <lastmod>2023-12-20</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1701385652663-UF1TQMH40M8BGW1II2V5/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Tips to Turn Buying a Home into a Reality - Homeownership seems more out of reach than ever for many Americans, especially for those who have been waiting for real estate prices to drop.</image:title>
      <image:caption>But there are still multiple ways to buy a home right now, or to position yourself for a future purchase.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/ingredients-of-a-successful-business-partnership-1</loc>
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    <priority>0.5</priority>
    <lastmod>2023-12-13</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1701385026979-6LKLPCT8Z3HAJHY2LRKB/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Ingredients of a Successful Business Partnership - Like a bundle of sticks, good business partners support each other and are less likely to crack under strain together than on their own.</image:title>
      <image:caption>In fact, companies with multiple owners have a stronger chance of surviving their first five years than sole proprietorships, according to U.S. Small Business Administration data.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/spread-holiday-cheer-without-breaking-the-bank</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-12-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1701386633278-JFKMUA2V6WA13G00EJPH/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Spread Holiday Cheer Without Breaking the Bank - During last year's holiday season, 35% of Americans took on an average of $1,549 of new debt, according to a report from LendingTree.com.</image:title>
      <image:caption>Here are some steps to consider that will let you spread holiday cheer in 2023 without breaking the bank.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/watch-out-for-these-unexpected-tax-surprises</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-12-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1701384223651-GSQSA1EA8L516THX681D/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Watch Out For These Unexpected Tax Surprises! - No one likes surprises from the IRS, but they do occasionally happen.</image:title>
      <image:caption>Here are some examples of tax situations you could find yourself in and what to do about them.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/year-end-tax-cutting-moves-to-consider</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-12-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1701383209059-ZK851NADQ34QH07JOZ1C/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Year-End Tax Cutting Moves to Consider - Here are moves you can make to reduce your taxable income.</image:title>
      <image:caption>But the year is quickly coming to a close, so plan accordingly.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/taxes-knowing-the-basics-is-key</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1693957845534-NRILF3K2L4NFTW4GA1GZ/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Taxes: Knowing the Basics is Key - Understanding how our tax system works can be tricky for anyone.</image:title>
      <image:caption>Whether you're an adult who never paid much attention to the taxes being withheld from your paycheck or a kid who just got his or her first job, the starting point to reducing your tax is knowing when to ask a question. But that means having a basic understanding of what might be taxed.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/mitigating-business-risk-with-cross-training</loc>
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    <priority>0.5</priority>
    <lastmod>2023-09-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1693957041630-2FQ744BRXN9DTUNQ3N4M/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Mitigating Business Risk with Cross-Training - Cross-training to ensure more than one person knows key functional areas can be a win-win situation for you and your employees. Large companies often use it to prepare managers for future promotions. But in small companies, cross-training can be a great way to mitigate risk.</image:title>
      <image:caption>How you implement cross-training will depend on the size and nature of your business. Consider prioritizing the departments that need and/or want cross-training the most. These departments may be understaffed or have many new employees. Look for important functions that are currently dependent on a single person's knowledge. These areas should be a focus of your cross-training program.</image:caption>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/take-a-look-at-better-savings-rates</loc>
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    <priority>0.5</priority>
    <lastmod>2023-09-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1693956707106-7C9WQF4ODEZJ00GA21PE/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Take a Look at Better Savings Rates - A silver lining to continued interest rate hikes by the Federal Reserve is being able to earn more interest on cash stashed in your savings accounts. How much interest, exactly, you can earn depends on where you do your banking.</image:title>
      <image:caption>Consider these tips to earn as much interest as you can, even if it means opening a new account:</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/your-home-is-a-bundle-of-tax-benefits</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1693955937672-V2UHXV2QZ8OU0WQ2WS57/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Your Home is a Bundle of Tax Benefits - There are many tax benefits built into home ownership.</image:title>
      <image:caption>Here is a review of the most common.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/the-trouble-with-0-financing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1693954672034-GBBLEMX3P355LVVFFQV9/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - The Trouble With 0% Financing - Companies want to make it easy to buy their big ticket items, especially at times of economic uncertainty. A popular technique is to offer 0% financing when you buy furniture, electronics and other household items. You can also take matters into your own hands with a credit card that offers 0% APR on purchases, balances transferred to the card, or both.</image:title>
      <image:caption>While paying for goods and services with 0% interest may sound appealing, there are risks you'll face that you should be aware of before you take this step.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/hiring-family-members-what-you-need-to-know</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1693337193986-AMG8Y2V6RTMUF5SGOG9O/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Hiring Family Members - What You Need to Know! - Many business owners hire their children, their spouse, or other family members to work in their business.</image:title>
      <image:caption>Sometimes this works out well. Other times it causes problems. Here are some of the key pros and cons of putting family members on your payroll.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/multiple-jobs-be-prepared-for-tax-surprises</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1693336491153-BXNPFUQ9LOWBOG6YKLC1/image-asset.png</image:loc>
      <image:title>News &amp; Updates - Multiple Jobs: Be Prepared for Tax Surprises - Working more than one job can help maximize income, but also potentially create a tax surprise.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/6-tips-for-lower-car-insurance-rates</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-08-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1693335931967-8OQ9X1T5LG6V6S1EFK46/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - 6 Tips for Lower Car Insurance Rates - Consider these tips to pay less this year and beyond.</image:title>
      <image:caption>If you've been feeling the pinch of higher auto insurance rates along with other rising costs, you should know some factors that impact these rates are well within your control.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/tsdsqoutm7llm20r7olkbz0egmb01t</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-08-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1693335169938-N9R4UYLUE199LL4S3D8X/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Mastering Your Credit Card (and Not the Other Way Around!) - The average credit card balance in America ballooned to $5,910 in 2022. This figure is up 13.2% from the year before according to Experian, and it spells out a worrisome (and costly) trend for consumers.</image:title>
      <image:caption>After all, credit card interest rates were on rise throughout all last year and well into 2023, mostly due to changes to the federal funds rate by the Federal Reserve. The fact is, consumers with credit card debt pay an average interest rate of 20.92% as of February 2023, compared to just 16.65% in the second quarter of 2022.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/protecting-your-legacy-estate-planning-dos-and-donts</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-08-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1693337641061-3ZUNML116HC899Y3GLF3/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Protecting Your Legacy - Estate Planning Do’s and Don’ts - Estate planning is a crucial step to ensure your assets are distributed according to your wishes and your loved ones are financially secure after your passing.</image:title>
      <image:caption>However, it's not just about creating a will; there are several do's and don'ts to consider to help you make informed decisions about your legacy.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/when-to-call-common-situations-that-require-a-tax-review</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-08-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1693332970556-SOZR6RH2VW0TW835HPI3/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - When to Call: Common Situations that Require a Tax Review - Taxes can affect many areas of your life.</image:title>
      <image:caption>Here are some common situations when you'll want to schedule a tax review.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/beware-of-these-popular-scammer-tactics</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-07-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1688682846031-TNY5DT25T36QRGG18EN2/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Beware of These Popular Scammer Tactics - As long as the world has people with money, there will be scammers who use fraudulent tactics to try and separate you from your hard-earned cash.</image:title>
      <image:caption>Here are some of the more recently-used methods that scammers are using to try and lay claim to your money.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/budgeting-basics</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-07-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1688682460722-KXQRHI4PIYGQEU3ZOZZQ/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Budgeting Basics - During inflationary periods, it is harder to balance your income with the rising cost of housing, food, fuel, health care and insurance.</image:title>
      <image:caption>One of the biggest tools to fight raising costs is creating a budget and measuring it throughout the year. Here are some suggestions to help create a budget that actually works.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/surprise-bills-prepare-your-business-for-the-unexpected-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-07-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1688681670311-YUBE3EZAGWQ97Z1SL2S1/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Surprise Bills: Prepare Your Business for the Unexpected - Getting a bill for an unexpected expense can put a dent in your business’s cash flow.</image:title>
      <image:caption>Here are some tips your business can use to handle these unforeseen bumps in the road.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/prepare-your-finances-for-more-interest-rate-hikes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-07-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1688681132957-6FGSTCO5I6840H5JGVTA/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Prepare Your Finances for More Interest Rate Hikes - Financial experts are bracing for more interest rate hikes by the Federal Reserve over the remainder of 2023.</image:title>
      <image:caption>Any interest rate revision - either increasing or decreasing - can cause a ripple effect throughout the economy. Accordingly, the Federal Reserve's actions will probably exert at least a moderate influence over financial choices you may make at home and in your business in 2023. Here are several ways that you could be affected by interest rates that are continuing to trend upward.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/pull-your-property-taxes-back-down-to-earth</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-07-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1688680511776-ABXCHFVIBELKDIHMONKB/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Pull Your Property Taxes Back Down to Earth - Higher property tax bills have accompanied the rising market values of homes over the past several years.</image:title>
      <image:caption>If your property taxes have reached the stratosphere, here are some tips to knock them back down to earth.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/common-tax-questions</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-07-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1688680186575-SPYZHW5BRPCTK5PFP3XJ/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Common Tax Questions</image:title>
      <image:caption>During tax season, there are a number of areas that generate questions. Here are five of the most common and their answers. But like most things, there can be exceptions, so if in doubt always ask for help.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/prioritizing-inventory-management-can-help-your-business</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1686267271461-BLRTUSL9HAKQBXHSE5FT/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Prioritizing Inventory Management Can Help Your Business - Mastering inventory levels is a key to many successful and growing businesses.</image:title>
      <image:caption>Here are reasons why prioritizing your inventory management is something to consider for your business:</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/get-more-money-for-school-by-understanding-these-scholarship-myths</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1686265940235-8U6RUAZZTLLXFET9NRES/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Get More Money for School by Understanding These Scholarship Myths - There’s plenty of money available for you to pursue a post-secondary education for either you or your child! Here are several myths that could be getting in the way of securing money to pay for school.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/never-take-on-the-irs-alone</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1686265148397-N12OFVCXFFZ0XA8SQZVT/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Never Take on the IRS Alone - Sleuthing your way through a tax audit by yourself is not the same as fixing a leaky faucet or changing your oil.</image:title>
      <image:caption>Here are reasons you should seek professional help as soon as you receive a letter from the IRS:</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/ideas-to-save-money-this-summer</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1686264541821-5K53I23ZPFUJBAFT1A1E/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Ideas to Save Money this Summer - Summertime is often the best time of the year to spend time with family and plan something fun. With the kids out of school, plenty of vacation time accrued at work and a fully funded travel budget, you may even be able to book a getaway somewhere tropical, historic or particularly appealing to your family’s interests and tastes.</image:title>
      <image:caption>But there are summer spending traps to be aware of — both on vacation and at home. If you want to get through the summer season without breaking the bank, watch out for these sneaky, yet prevalent expenses that can spiral easily when everyone is home together.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/shield-your-emergency-fund-from-inflation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1686263362638-S31CUOAVI1JTIAAIELWX/unsplash-image-pypeCEaJeZY.jpg</image:loc>
      <image:title>News &amp; Updates - Shield Your Emergency Fund From Inflation - Most financial experts suggest keeping three to six months worth of household expenses in savings to help in case of emergency.</image:title>
      <image:caption>But with record inflation, that task just got a lot harder to accomplish as virtually every safe place to put your emergency funds will not provide interest rates that keep pace with inflation. But that does not mean you cannot increase the rate of return on these funds.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/make-your-childs-summer-break-a-tax-break-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1686181774881-AOK5BRTSSIH63QXSN3IG/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Make Your Child's Summer Break a Tax Break! - As a busy working parent, you may be on the lookout for activities that are available for your kids this summer. There may be a solution that’s also a tax break: Summer camp!</image:title>
      <image:caption>Using the Child and Dependent Care Credit, you can be reimbursed for part of the cost of enrolling your child in a day camp.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/make-your-cash-worth-more-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1683590605987-32CLI44G16I66HKNQXW0/image-asset.jpeg</image:loc>
      <image:title>News &amp; Updates - Make Your Cash Worth More - Banking tips to help you cash in</image:title>
      <image:caption>One of the side benefits of inflation is that banks are finally beginning to pay interest on your savings. Here are some ideas to help you make the most of your banked cash:</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/the-home-gain-exclusion-make-sure-you-qualify</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1683590256066-08D9KUXILXVYUZ4J7OCJ/unsplash-image-xQhqS7OWEqE.jpg</image:loc>
      <image:title>News &amp; Updates - The Home Gain Exclusion: Make Sure You Qualify! - The home gain exclusion is one of the most generous tax breaks available to taxpayers, providing the ability to exclude up to $250,000 ($500,000 married) in capital gains on the sale of your personal residence.</image:title>
      <image:caption>Here is what you need to know…</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/safeguarding-your-businesss-cash-with-segregation-of-duties</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1683590103624-VSDCLNI85ULNKLGO9551/unsplash-image-wTO6MWpMrJk.jpg</image:loc>
      <image:title>News &amp; Updates - Safeguarding Your Business's Cash with Segregation of Duties - Fraud and embezzlement don't just happen at large companies.</image:title>
      <image:caption>In fact, theft may be more common in small businesses because many lack internal controls that are typically in place at larger organizations. But the good news is that effective internal controls don't have to be complicated or expensive</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/graduation-season-a-great-time-to-review-money-basics</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1683589144942-NE4PE3D10J0KNUR7EV9D/unsplash-image-l5sAmrAOw9g.jpg</image:loc>
      <image:title>News &amp; Updates - Graduation Season: A Great Time to Review Money Basics - With graduation season just around the corner, now it a great time to review five key money basics for both students and the entire family.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/tax-tips-for-your-summer-job</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1683072329654-WJMLTBN9UIYQ7459HJXR/unsplash-image-SYx3UCHZJlo.jpg</image:loc>
      <image:title>News &amp; Updates - Tax Tips for Your Summer Job - Summer brings warm weather, fun outdoor activities, and new opportunities to earn some additional income.</image:title>
      <image:caption>Taxes on seasonal income, however, need to be handled with care, whether they're related to your child's first job or an extra income opportunity for you.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/calling-all-taxpayers-plan-now-or-pay-later</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1683071538675-A5B6TSDL5U6DBXCLUDLU/unsplash-image-XihOO7UOvy4.jpg</image:loc>
      <image:title>News &amp; Updates - Calling All Taxpayers: Plan Now or Pay Later - Procrastination is easy, especially when it comes to summertime tax planning.</image:title>
      <image:caption>But waiting to implement strategies to reduce your 2023 tax obligations could cost you money.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/everyone-wants-a-piece-of-your-income</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-04-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1680737793750-VLHOE18OID3FNDI29ZLJ/unsplash-image-pVtZ5q1RbtI.jpg</image:loc>
      <image:title>News &amp; Updates - Everyone Wants a Piece of Your Income - Put a live frog in hot water and he'll jump out.   Put a live frog in cold water, turn the burner on and you'll have frog legs for dinner.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/five-small-business-insurance-review-tips</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-04-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1680737051162-JDDXH4TMJM5UNZCA8ZGP/unsplash-image-FlPc9_VocJ4.jpg</image:loc>
      <image:title>News &amp; Updates - Five Small Business Insurance Review Tips - Changes in your business equipment, real estate holdings, the amount of inventory, and the number of employees are all good reasons to review your business's insurance in addition to your annual review.</image:title>
      <image:caption>Here are a few tips to keep in mind:</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/great-money-habits</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-04-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1680736372822-IIWPF2QBQ8R4QWQF0VR1/unsplash-image-Q59HmzK38eQ.jpg</image:loc>
      <image:title>News &amp; Updates - Great Money Habits</image:title>
      <image:caption>Developing and maintaining great money habits can help you lay the foundation for achieving your financial goals.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/help-older-adults-stand-up-against-scams</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-04-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1680735856873-7I748G5BIBLYTGGD69MF/unsplash-image-Dkn8-zPIbwo.jpg</image:loc>
      <image:title>News &amp; Updates - Help Older Adults Stand Up Against Scams - While anyone can become a scam victim, fraudsters usually turn to one demographic above all others: older adults.</image:title>
      <image:caption>Here's a look at some of the more common scams that target older adults, along with some ideas to help stand up against these would-be thieves.</image:caption>
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  <url>
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      <image:title>News &amp; Updates - Know Your Rights When Debt Collectors Call - At some point in your life you may be on the receiving end of a debt collection phone call. More often than not, these calls are either fraud or in error, or may be due to some other unforeseen circumstance.</image:title>
      <image:caption>Whatever the reason, what everyone should know is that there are strict rules in the U.S. that forbid any kind of harassment. By knowing your rights, you can deal with these situations with minimum hassle. Here are some suggestions.</image:caption>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/6w7zb0inzr1cnvoqv7vamrxnr3ck57</loc>
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    <lastmod>2023-03-21</lastmod>
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      <image:title>News &amp; Updates - Business Advice: Every Impression Matters - With competition abounding for virtually every product or service, businesses need to hone every advantage available to them. One of the ways you can set your business apart from the pack is to create an awesome customer experience starting with the first interaction that continues through the entirety of the relationship.</image:title>
      <image:caption>How does one foster this level of customer service? Here are several ideas to help you get there:</image:caption>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/e2fn4f5rxyexufcajvrde2hkrh6b1c</loc>
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    <lastmod>2023-03-21</lastmod>
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      <image:title>News &amp; Updates - Tips for Working Beyond Retirement Age - You may be one of many Americans who plan to work into retirement. Some report they need to work because their savings declined over the past several years, while others say they choose to work because of the greater sense of purpose and engagement that working provides.</image:title>
      <image:caption>Whatever your reason for continuing to work into retirement, here are some tips to get the greatest benefit from your efforts.</image:caption>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/1fgpsormwnqc2ubddkkhh5ppo5062f</loc>
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    <priority>0.5</priority>
    <lastmod>2023-03-21</lastmod>
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      <image:title>News &amp; Updates - Getting the Most Out of Homeowners Insurance - Looking for a way to tackle insomnia? Read your homeowners insurance policy.</image:title>
      <image:caption>Kidding aside, it’s worth the effort. This is especially important as insurance costs are going through the roof and too many surprises occur when you need your insurance after an event requires you to file a claim. Here are some areas that may require a review.</image:caption>
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  <url>
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    <lastmod>2023-03-21</lastmod>
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      <image:title>News &amp; Updates - New Tax Rules Mean Changes for Retirement Accounts - The SECURE Act 2.0, passed by Congress in late 2022, features numerous ways for you to save more money in your tax advantaged retirement accounts.</image:title>
      <image:caption>Here are several of the bill’s provisions and what they mean for you.</image:caption>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/keys-to-keeping-great-business-records</loc>
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    <lastmod>2023-01-30</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1674174829728-9X5FKUK85JZHEZJVP5Z9/unsplash-image-snNHKZ-mGfE.jpg</image:loc>
      <image:title>News &amp; Updates - Keys to Keeping Great Business Records - Your bookkeeping system is the financial heart and lifeblood of your business. When set up and operating properly, your books help you make smart decisions and seamlessly turn your financial data into useful information.</image:title>
      <image:caption>Here are four key characteristics to building and maintaining a healthy bookkeeping system:</image:caption>
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  <url>
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    <lastmod>2023-01-26</lastmod>
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    <loc>https://www.alexanderandassociates.law/news/correcting-common-financial-mistakes</loc>
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    <priority>0.5</priority>
    <lastmod>2023-01-25</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1674174345404-N0JKLVYB1QPF2OAT0GO3/unsplash-image-nApaSgkzaxg.jpg</image:loc>
      <image:title>News &amp; Updates - Correcting Common Financial Mistakes - You’re working at the office, getting stuff done around the house, or hanging out with family when — wham! — a phone call, email or text alerts you that something happened with your finances. When a not-so-nice financial event hits, don’t let it take you down.</image:title>
      <image:caption>Here are some common miscues and steps to remedy each situation:</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/plan-your-retirement-savings-goals-for-2023</loc>
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    <lastmod>2023-01-23</lastmod>
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      <image:title>News &amp; Updates - Plan Your Retirement Savings Goals for 2023</image:title>
      <image:caption>A big jump in cost-of-living calculations means a big jump in how much you can contribute to retirement accounts in 2023! Now is the time to plan your retirement contributions to take full advantage of this tax benefit.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/8824a599-8075-42da-af39-ab528fa5c450/Plan.jpg</image:loc>
      <image:title>News &amp; Updates - Plan Your Retirement Savings Goals for 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/its-tax-time-tips-to-get-organized</loc>
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    <lastmod>2023-01-20</lastmod>
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      <image:title>News &amp; Updates - It's Tax Time! Tips to Get Organized - The beginning of a new year brings the need to recap the previous one for Uncle Sam. Here are some tips and a checklist to help get you organized.</image:title>
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  <url>
    <loc>https://www.alexanderandassociates.law/news/shrink-your-tax-bill-in-2023</loc>
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    <lastmod>2022-12-14</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1670544641854-WNW5GOTASF48WB6TT8GP/unsplash-image-kQV4KrcM2kY.jpg</image:loc>
      <image:title>News &amp; Updates - Shrink Your Tax Bill in 2023 - Here are several strategies to consider to shrink your tax bill in 2023.</image:title>
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    <lastmod>2022-12-12</lastmod>
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      <image:title>News &amp; Updates - Fork in the Road: Repair or Replace Your Vehicle - Deciding whether to put more money into an aging car or to replace it with a new or used vehicle is rarely a simple decision.</image:title>
      <image:caption>Plus skyrocketing vehicle prices and economic uncertainty are making the decision process even tougher.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/identity-thieves-love-tax-season</loc>
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    <lastmod>2022-12-07</lastmod>
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      <image:title>News &amp; Updates - Identity Thieves Love Tax Season - The vast amount of information shared online during tax season makes it a haven for identity thieves, and they're doing everything they can to take advantage of the opportunity!</image:title>
      <image:caption>Here are several ways that identity thieves are targeting you, common signs of ID theft and steps to take if you become a victim.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/year-end-tax-cutting-ideas</loc>
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    <lastmod>2022-12-06</lastmod>
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      <image:title>News &amp; Updates - Year-End Tax Cutting Ideas</image:title>
      <image:caption>Here are moves you can make to reduce your taxable income. But the year is quickly coming to a close, so plan accordingly.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/customer-retention-metrics-you-need-to-know</loc>
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    <lastmod>2022-11-30</lastmod>
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      <image:title>News &amp; Updates - Customer Retention Metrics You Need to Know</image:title>
      <image:caption>Your business’s ability to retain customers is one of the most important components to sustained growth and profitability. Here are the three retention metrics useful for every business owner.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/tis-the-season-for-gift-card-fraud</loc>
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    <priority>0.5</priority>
    <lastmod>2022-11-29</lastmod>
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      <image:title>News &amp; Updates - 'Tis the Season for Gift Card Fraud</image:title>
      <image:caption>With supply chain snarls still plaguing parts of the U.S. economy, many consumers are turning to gift cards as the holiday present of choice this year. In fact, according to the website Research and Markets, the United States gift card industry is expected to reach $188 billion in 2022.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/raising-a-financially-savvy-child</loc>
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    <priority>0.5</priority>
    <lastmod>2022-11-28</lastmod>
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      <image:title>News &amp; Updates - Raising a Financially Savvy Child</image:title>
      <image:caption>If you have children or grandchildren, you have an opportunity to give them a jump-start on their journey to becoming financially responsible adults. While teaching your child about money and finances is easier when you start early, it's never too late to impart your wisdom.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/tax-court-corner</loc>
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    <lastmod>2022-11-25</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1669163188272-ZZTP1K1O3HKPQAMMYQ6J/unsplash-image-veNb0DDegzE.jpg</image:loc>
      <image:title>News &amp; Updates - Tax Court Corner - Here’s a roundup of several recent tax court cases and what they mean for you.</image:title>
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    <loc>https://www.alexanderandassociates.law/news/social-security-to-see-significant-adjustment-for-2023</loc>
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    <lastmod>2022-11-23</lastmod>
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      <image:title>News &amp; Updates - Social Security to See Significant Adjustment for 2023 - Your 2023 Social Security Benefits</image:title>
      <image:caption>Find out how your benefits have changed</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/planning-for-future-care-a-financial-dilemma</loc>
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    <priority>0.5</priority>
    <lastmod>2022-10-31</lastmod>
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      <image:title>News &amp; Updates - Planning for Future Care: A Financial Dilemma</image:title>
      <image:caption>Long-term care costs that drain your nest egg is a financial pothole that is hard to avoid. Here are some ideas to help manage this hazard.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/maximize-your-college-financial-aid-with-these-fafsa-tips</loc>
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    <lastmod>2022-10-24</lastmod>
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      <image:title>News &amp; Updates - Maximize Your College Financial Aid With These FAFSA Tips</image:title>
      <image:caption>A brand new Free Application for Federal Student Aid (FAFSA) made its debut on October 1st, featuring 60% fewer questions and a host of other changes that aim to increase the likelihood that you can qualify for financial aid.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/estate-planning-awareness-week-1</loc>
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    <lastmod>2022-10-17</lastmod>
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      <image:title>News &amp; Updates - Estate Planning Awareness Week - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/ingredients-of-a-successful-business-partnership</loc>
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    <priority>0.5</priority>
    <lastmod>2022-10-17</lastmod>
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      <image:title>News &amp; Updates - Ingredients of a Successful Business Partnership - Like a bundle of sticks, good business partners support each other and are less likely to crack under strain together than on their own.</image:title>
      <image:caption>In fact, companies with multiple owners have a stronger chance of surviving their first five years than sole proprietorships, according to U.S. Small Business Administration data. Yet sole proprietorships are more common than partnerships, making up more than 70 percent of all businesses. That's because while good partnerships are strong, they can be a challenge to successfully get off the ground.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/ideas-to-improve-your-personal-cash-flow</loc>
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    <priority>0.5</priority>
    <lastmod>2022-10-10</lastmod>
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      <image:title>News &amp; Updates - Ideas to Improve Your Personal Cash Flow - One of the most common reasons businesses fail is due to lack of proper cash flow.</image:title>
      <image:caption>The same is often true in many households. Here's how this concept of cash flow applies to you along with some ideas to improve it.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/still-time-to-reduce-any-tax-surprises</loc>
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    <lastmod>2022-10-03</lastmod>
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      <image:title>News &amp; Updates - Still Time to Reduce any Tax Surprises! - It’s the final quarter of the year.</image:title>
      <image:caption>Consider conducting a final tax planning review now to see if you can still take actions to minimize your taxes this year. Here are some ideas to get you started.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/handling-negative-online-reviews-of-your-business</loc>
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    <lastmod>2022-09-30</lastmod>
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    <loc>https://www.alexanderandassociates.law/news/tips-to-protect-your-social-security-number</loc>
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    <lastmod>2022-09-29</lastmod>
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      <image:title>News &amp; Updates - Tips to Protect Your Social Security Number</image:title>
      <image:caption>Very few things in life can create a higher degree of stress than having your Social Security number (SSN) stolen. This is because, unlike other forms of identification, your SSN is virtually permanent. Here are some things that you can do to minimize the risk of having your number fall into the hands of the wrong people.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/new-electric-vehicle-and-other-energy-credits</loc>
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    <lastmod>2022-09-28</lastmod>
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      <image:title>News &amp; Updates - New Electric Vehicle and Other Energy Credits - Clean Vehicle Credit</image:title>
      <image:caption>Tax incentives for purchasing clean (electric) vehicles and installing high efficiency home improvements are some of the featured provisions in the recently-passed Inflation Reduction Act (IRA). Here’s a closer look at some of the bill’s tax provisions regarding the new incentives.</image:caption>
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    <loc>https://www.alexanderandassociates.law/news/understanding-tax-credits-versus-deductions</loc>
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    <lastmod>2022-07-30</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1658791968554-K16ADMWD2IHRI8510ALC/unsplash-image-nApaSgkzaxg.jpg</image:loc>
      <image:title>News &amp; Updates - Understanding Tax Credits Versus Deductions</image:title>
      <image:caption>Tax credits are some of the most valuable tools around to help cut your tax bill. But figuring out how to use these credits on your tax return can get complicated very quickly. Here's what you need to know.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/common-scams</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-07-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1658791445285-O5U44THXNQKA3MPFCLEQ/unsplash-image-A6QgqHWq2eQ.jpg</image:loc>
      <image:title>News &amp; Updates - The IRS Announces Tax Scams - Compiled annually, the IRS lists a variety of common scams that taxpayers can encounter.</image:title>
      <image:caption>This year's list includes the following four categories.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/your-business-mileage-deduction-just-became-more-valuable</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-07-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1658790498984-TO2NICXN48YWJNS9U46X/unsplash-image-kARZuSYMfrA.jpg</image:loc>
      <image:title>News &amp; Updates - Your Business Mileage Deduction Just Became More Valuable - Your business mileage tax deduction just became more valuable for the rest of 2022 after a recent announcement by the IRS.</image:title>
      <image:caption>Starting July 1st, the IRS's business mileage rate is increasing by 4 cents, to 62.5 cents per mile, while the medical and moving mileage is also increasing by 4 cents, to 22 cents per mile.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/shrinkflation-is-upon-us</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1658790154802-JA2G4AMA78R2LRUD50Q9/unsplash-image-E7RLgUjjazc.jpg</image:loc>
      <image:title>News &amp; Updates - Shrinkflation is Upon Us! - Be aware, be prepared</image:title>
      <image:caption>Inflation is upon us, and a hidden gem used by companies to combat price increases is often hidden from the unaware. It's called shrinkflation. Here's what you need to know about this hidden price hike and what you can do to cope with its effects.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/watch-for-these-tax-surprises</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-07-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1658789798627-ENJ0KJKZAB4LCGSTG6KP/unsplash-image-qAQsVsSxp_w.jpg</image:loc>
      <image:title>News &amp; Updates - Watch for These Tax Surprises</image:title>
      <image:caption>Our tax code contains plenty of opportunities to cut your taxes. There are also plenty of places in the tax code that could create a surprising tax bill. Here are some of the more common traps.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/make-your-cash-worth-more</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-06-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1654811597011-BY2MJEQ8YVH8AJ0YKPIT/unsplash-image-ZVprbBmT8QA.jpg</image:loc>
      <image:title>News &amp; Updates - Make Your Cash Worth More! - Banking tips to help you cash in</image:title>
      <image:caption>Your cash is parked in a bank account. Do you know if it's making or losing you money? Here are some ideas to help you make the most of your banked cash:</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/six-simple-ideas-to-help-your-small-business</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-06-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1654731501878-TNAAEW31LHWCQFSOLJWE/unsplash-image-FWVMhUa_wbY.jpg</image:loc>
      <image:title>News &amp; Updates - Six Simple Ideas to Help Your Small Business - Here are six ideas to help your business grow and thrive this summer.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/make-your-childs-summer-break-a-tax-break</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-06-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1654731147947-LTJY3DZ03NES4D78EVLK/unsplash-image-ESlJNsYwIwM.jpg</image:loc>
      <image:title>News &amp; Updates - Make Your Child's Summer Break a Tax Break</image:title>
      <image:caption>As a busy working parent, you may be on the lookout for activities that are available for your kids this summer. There may be a solution that’s also a tax break: Summer camp! Using the Child and Dependent Care Credit, you can be reimbursed for part of the cost of enrolling your child in a day camp this summer.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/money-management-tips-for-couples</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-06-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1654730736497-BF97DQXYWCD090JOYBNO/unsplash-image-376KN_ISplE.jpg</image:loc>
      <image:title>News &amp; Updates - Money Management Tips for Couples - Couples consistently report finances as the leading cause of stress in their relationship. Here are a few tips to avoid conflict with your long-term partner or spouse.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/hustling-for-extra-income</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-06-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1654729754437-4NJEH3B73EE198UMP47M/unsplash-image-DUmFLtMeAbQ.jpg</image:loc>
      <image:title>News &amp; Updates - Hustling for Extra Income - Don't forget the taxman!</image:title>
      <image:caption>From supplementing their current income to replacing income that was lost because of layoffs, the pandemic or other reasons, many people have started side hustles over the past 2 years to help make ends meet. If you currently have a side hustle, don't forget about the tax implications from earning extra money. Here are several ideas to help you stay on top of your side hustle's taxes -</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/start-your-tax-planning-now</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-06-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1654727894301-BRXC0RZGDCSCISKMN2OK/unsplash-image-kmikcu4jrsY.jpg</image:loc>
      <image:title>News &amp; Updates - Start Your Tax Planning NOW! - Keeping your taxes as low as possible requires paying attention to your financial situation throughout the year. Here are some tips for getting a head start on tax planning for your 2022 return:</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/just-the-facts-borrowed-money-must-be-paid-back</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1638405566034-RAU10E3JF4W9D7U5NQRD/unsplash-image-I3HPUolh5hA.jpg</image:loc>
      <image:title>News &amp; Updates - JUST THE FACTS: Borrowed Money Must Be Paid Back - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/make-payroll-taxes-easy-in-2022</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1638405332834-T6AB6LUJXI5DHNT3QF3U/unsplash-image-uwpo02K55zw.jpg</image:loc>
      <image:title>News &amp; Updates - Make Payroll Taxes Easy in 2022 - Handling employment taxes can be complicated, especially when you’re required to file important tax documents throughout the year. Here’s a quick recap of the most vital payroll tax forms and what you can do to make your payroll life easier heading into 2022.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/surprise-bills-prepare-your-business-for-the-unexpected</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1638405021515-7I9M2RFYRLQKML0H1Z2W/unsplash-image-7RWBSYA9Rro.jpg</image:loc>
      <image:title>News &amp; Updates - Surprise Bills: Prepare Your Business for the Unexpected - Getting a bill for an unexpected expense can put a significant dent in your business’s cash flow. Here are some tips your business can use to deal with a surprise bill.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/five-great-money-tips</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1638404573966-LN17SJ1ETJOJ7A3H4D5Z/unsplash-image-VrJnsLH2nOY.jpg</image:loc>
      <image:title>News &amp; Updates - Five Great Money Tips</image:title>
      <image:caption>Creating a sound financial foundation for you and your family is anything but easy. With low interest rates as an incentive to borrow more and even lower interest rates on savings accounts is it any wonder that it's tough to retain the discipline to save? Here are five thoughts that may help.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/year-end-tax-planning-ideas-for-your-business</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-11-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1635815310475-NF69APX3CCXS2ZT9I31V/unsplash-image-LtNvQHdKkmw.jpg</image:loc>
      <image:title>News &amp; Updates - Year-End Tax Planning Ideas For Your Business - Here are some ideas to lower your business taxes, get organized, and to prepare for filing your 2021 tax return.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/the-greatest-theft-in-america</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-11-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1635812420384-NDFIIJ88UJIDME4IYI02/unsplash-image-vwaTtIhCjVg.jpg</image:loc>
      <image:title>News &amp; Updates - The Greatest Theft in America - Make it stand out</image:title>
      <image:caption>For generations we’ve been taught by our parents to save. Save for a bicycle. Save for college. Save for retirement. And then, in retirement, you could count on this savings to earn interest. Millions of Americans used Certificates of Deposits (CDs) and low risk bonds to ensure they could retire without worry. Think about this...$50,000 in CDs in 1990 earned 8% interest, or $4,164, each year. And a $10,000 balance in your savings account earned 5.5% interest, or $565, each year.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/social-security-announces-2022-adjustments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-11-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1635811813244-2DL8T5QIB15AJ3TU9SH7/unsplash-image-yIIFNiEKkYI.jpg</image:loc>
      <image:title>News &amp; Updates - Social Security Announces 2022 Adjustments - YOUR 2022 SOCIAL SECURITY benefits have changed</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/tax-moves-to-make-before-year-end</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-11-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1635811206681-XW6GMW3GI6IAY9DWDLS2/unsplash-image-tT2DSShVDTI.jpg</image:loc>
      <image:title>News &amp; Updates - Tax Moves to Make Before Year-End - There are always moves you can make to reduce your taxable income. Some of these tax-saving moves, however, must be completed by December 31.</image:title>
      <image:caption>Here are several to consider:</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/the-importance-to-you-and-your-loved-ones-of-having-an-estate-plan</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-10-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1634167177212-42D4850JLQL8H93XGZBS/unsplash-image-glpYh1cWf0o.jpg</image:loc>
      <image:title>News &amp; Updates - The Importance to You and Your Loved Ones of Having an Estate Plan - An estate plan can provide significant peace of mind by ensuring that your money and property are protected, plans are in place in the event you become ill, and your accounts and property pass down according to your wishes.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/estate-planning-awareness-week</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-10-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1634163773106-DQ28IZHUL9NGM9PS3FOK/unsplash-image-V3dHmb1MOXM.jpg</image:loc>
      <image:title>News &amp; Updates - Estate Planning Awareness Week: October 18-24 - Myths We Tell Ourselves about Estate Planning</image:title>
      <image:caption>Estate planning can be a very difficult process. While it is not brain surgery, making the decision to move forward with an estate plan requires us to face the fact that we will not live forever. This thought stops many people in their tracks. Others talk themselves out of seeing a qualified attorney to create an estate plan because of the following common myths.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/manage-your-businesss-unemployment-taxes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1626130366396-J307RSHHMAOC7IVWYPK8/unsplash-image-5fNmWej4tAA.jpg</image:loc>
      <image:title>News &amp; Updates - Manage Your Business's Unemployment Taxes - As a business owner, you’re required to pay three different types of payroll taxes.</image:title>
      <image:caption>1. FICA (Federal Insurance Contributions Act) is the tax used to fund Social Security and Medicare programs. 2. FUTA (Federal Unemployment Tax Act). Employers pay this federal tax to provide unemployment benefits to laid-off workers. 3. SUTA (State Unemployment Tax Act). State governments also collect taxes known as SUTA that finance each state’s unemployment insurance fund.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/common-tax-mistakes-when-selling-a-home</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1626129884717-9A2SY0C3H29L098BF1YP/unsplash-image-1ddol8rgUH8.jpg</image:loc>
      <image:title>News &amp; Updates - Common Tax Mistakes When Selling a Home - With home sales booming throughout much of the country, you may decide that now's the right time to put your abode on the market. If you do put your primary residence up for sale, try to steer clear of the following mistakes.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/small-business-irs-audit-mistakes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-11-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1626129342888-Z9SV42M98BE4DUGT17Q6/unsplash-image-xoU52jUVUXA.jpg</image:loc>
      <image:title>News &amp; Updates - Small Business IRS Audit Mistakes</image:title>
      <image:caption>In late 2020, the IRS announced that it will increase tax audits of small businesses by 50 percent in 2021. Here are several mistakes to avoid if you do get audited by Uncle Sam.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/good-debt-vs-bad-debt-how-to-tell-the-difference</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1626129117985-L0YNPFD6ZBTT6WSEVLI5/unsplash-image-98MbUldcDJY.jpg</image:loc>
      <image:title>News &amp; Updates - Good Debt vs Bad Debt: How to Tell the Difference - Not all debt is created equal. Knowing the difference can change the way you look at your spending.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/ideas-to-lower-your-2021-tax-bill</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1626127907510-48LQHBG2W6XO4SLN6KY4/unsplash-image-aQfhbxailCs.jpg</image:loc>
      <image:title>News &amp; Updates - Ideas to Lower Your 2021 Tax Bill - Now is the time to begin tax planning for your 2021 return. Here are some ideas:</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/the-hidden-tax-consequences-of-cryptocurrency</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-06-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1623718730205-AH7PJH3V1D62JCFJW2EE/unsplash-image-5hcV51EeeWc.jpg</image:loc>
      <image:title>News &amp; Updates - The Hidden Tax Consequences of Cryptocurrency - You may recognize the name Bitcoin and maybe even Ethereum, but what about Litecoin, Dogecoin or Ripple?</image:title>
      <image:caption>These are just some of the more than 4,500 cryptocurrencies available today. There are hidden tax complications, however, associated with every cryptocurrency transaction. Here’s what you need to know.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/how-to-roll-with-a-continuous-12-month-forecast</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-06-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1623718350993-WYHXPG4VMU3IKCXZJ69F/unsplash-image-iPOzQwvcMLE.jpg</image:loc>
      <image:title>News &amp; Updates - How to Roll with a Continuous 12-Month Forecast - Tax and financial planning is a year-round proposition.</image:title>
      <image:caption>In fact, you can benefit personally from a continuous, 12-month rolling forecast, much like a business does.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/hire-your-kids-for-tax-savings</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-06-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1623717923224-87Q1X0TDPIXFP9V078Z5/unsplash-image--uHVRvDr7pg.jpg</image:loc>
      <image:title>News &amp; Updates - Hire Your Kids for Tax Savings</image:title>
      <image:caption>Summer’s almost here, and soon most children will be on their long-awaited summer vacation. If you own or manage a business, have you thought of hiring your children, nieces, or nephews for a summer job?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/know-this-number</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-06-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5d9f861821aaa8460feb0029/1623716907490-OA2TU8GDUFCF22BCT0LL/unsplash-image-mcSDtbWXUZU.jpg</image:loc>
      <image:title>News &amp; Updates - Know This Number! - Knowing your net worth and understanding how it is changing over time is one of the most important financial concepts that everyone needs to understand.</image:title>
      <image:caption>This number is used by banks, mortgage companies, insurance companies and you! Your net worth impacts your credit score, which in turn impacts your interest rates and things as mundane as the amount you pay for auto insurance.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.alexanderandassociates.law/news/taxes-these-basics-are-for-everyone</loc>
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      <image:title>Estate Planning</image:title>
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      <image:title>Estate Planning - “ Brian did a remarkable job collating the required documentation to get my trust/will developed prior to my deployment in support of an armed service mobilization. His efforts to develop a customized estate plan were exactly what I needed to confidently deploy for 13 months. He has a great demeanor, a talent for clarifying any technical/legal verbiage, and proved to be an invaluable asset for me as a service member. “</image:title>
      <image:caption>-Ashley</image:caption>
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      <image:title>Home - Your Future is Our Business</image:title>
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      <image:title>Home - “Brian did a remarkable job collecting the required documentation to get my trust/will developed prior to my deployment in support of an armed service mobilization.”</image:title>
      <image:caption>– Ashley</image:caption>
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    <lastmod>2020-08-05</lastmod>
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    <image:image>
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      <image:title>Corporate Law - “ I was referred to Brian by a friend and could not be happier with the services he provided. My wife and I are expecting our first child later this year and we had been told the importance of putting an estate plan together. Brian explained the entire process to us in simple terms and made us feel comfortable while putting our estate plan together. I would recommend Brian to anybody looking to create an estate plan or to have their current plan reviewed and updated. A+”</image:title>
      <image:caption>-Kyle</image:caption>
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    <lastmod>2020-06-07</lastmod>
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    <lastmod>2025-08-20</lastmod>
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      <image:title>About Us - Alexander &amp; Associates Legal Services</image:title>
      <image:caption>Located in San Diego, California, Alexander &amp; Associates was founded to provide superior wealth and legal services for both individuals and businesses. Our practice is focused on estate planning, estate administration, probate, and business planning. The hallmarks of Alexander &amp; Associates include a higher standard of integrity, professionalism, and a client-centered approach.</image:caption>
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      <image:title>About Us</image:title>
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      <image:title>The Team - Brian D. Alexander, LL.M</image:title>
      <image:caption>As founder and managing attorney, Brian Alexander specializes in the areas of taxation, estate planning &amp; administration, probate and litigation, and all forms of business transactions. Brian received a BA in Anthropology from the University of California Santa Barbara and obtained his Juris Doctor from St. John’s University School of Law, New York having graduated with the honor of Dean’s List. Brian interned with the Department of Justice in the Office of Foreign Litigation while in law school. After law school, wanting to further expand his educational background, he attended the University of San Diego School of Law to obtain the post graduate degree of a Master of Laws (LL.M.) in taxation. Brian is licensed to practice in the State of California, US District Court and US Tax Court.</image:caption>
    </image:image>
    <image:image>
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      <image:title>The Team - “My husband and I used Brian for our Estate planning and we were very pleased. Brian is knowledgeable and was able to provide us with all the answers we needed. We had an Estate plan within weeks of meeting with Brian.”</image:title>
      <image:caption>-Lynn</image:caption>
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